unfamiliar with auto financing leasing, some auto financing and leasing platforms only emphasize "low down payment", but do not emphasize that the ownership is not actually in the hands of the customer at the beginning, and customers who lack financial knowledge mistakenly think that they are "buying" car”, the core issue was not clarified, and disputes continued after that. According to "Xinhua Viewpoint" in "The Pit of Car Loans, How Much Do You Know? According to the report in ", some car financing leasing companies use the mentality of car owners to urgently need money to confuse "mortgage loan" and "financial leasing". Car owners only see "low threshold and do not hold the car", but do not know that the ownership of the vehicle has been transferred. . In practice, auto finance leasing companies use "cutting head interest" and other means to underpay, and also set strict overdue liabilities. When customers are overdue, they will drive away their vehicles without permission, forcing customers to pay high "liquidated damages" and "towing fees". . In disputes about car financing leasing, "forced towing" is the most dissatisfied customer. The consumer experience sms marketing service is poor, and there are also many worries for car financing leasing companies. For car financing leasing companies, fraudulent loan is the biggest risk.